5 Must Have Safety Features for a New Car

New cars come with an assortment of bells and whistles that certainly lure in buyers, but when it comes to your vehicle, safety features should be heavily considered when it comes time to making a purchase.

Here is a list safety features you should pay special attention to:

1. Seat belts

This nifty little device serves will keep both the drivers and passengers in place in case of a collision. That is the single most important feature of a safe car, it is also help people benefit from other safety features in modern cars.

2. Air bags

Air bags have been accredited with saving many lives. Not only are front air bags important, but side-impact air bags should be strongly considered as well. Because of the basic design of cars, there really is not a lot of insulation between a side door and passenger. Side impact collisions are especially deadly, thus a quick reacting side air bag is a safety feature worth the extra money (if not offered as standard equipment from the dealer).

3. Anti-lock braking system

This feature will prevent accidental spin outs or uneven tire spinning. Consider if you are doing the legal limit of 55 and have to slam on the breaks to prevent a collision from happening, anti-lock breaking systems help you stay in control of your vehicle, especially in slippery surfaces. If possible, make sure your system comes with brake assist as well, another safety feature that reduces emergency stopping distances.

4. OnStar or emergency contact equipment

Via a wireless system, OnStar and other emergency contact equipment will allow you to be in touch with an emergency command system (who are available 24/7). If you get into an accident and the airbag is deployed, emergency help is automatically dispersed and can be sent to your location courtesy of GPS, especially if you are trapped and unable to help yourself.

5. Electronic stability control

The advanced technology of ESC senses tire slip at its earliest stages and automatically cuts back on the throttle and applies the brakes to correct the situation. This can be especially helpful in wet and icy conditions where driving can be especially hazardous.

By arming your new car with the best safety equipment, all you need to do is make sure you’re getting a low auto loan rate and you’re good to go!

Bridgeport Credit Card Rates

A low interest rate credit card in Bridgeport could be easy to find with Bridgeport Banking Rates. With plastic in hand, furnish your first apartment on Barnum, buy groceries at Price Rite or hit the outlets at Clinton Crossing. Manage your account wisely by never charging more then you can ultimately afford.

With a strong credit history and a low interest credit card rate from Bridgeport Banking Rates, you could finance your dreams. Feel free to indulge in tickets to a show at the Black Rock Art Center or buy a new radio to listen to WEBE-FM 107.9, “Connecticut’s Best Music Variety.”

Credit Cards and Improving Your Credit Score

Having at least two credit cards and keeping the balances low compared to your limit will help to improve your credit score. Make regular, on-time payments to your account and it is likely the credit card company will increase your limit. Lenders like to see high limits with low balances, because it demonstrates you are trustworthy and responsible.

If you have a low credit score, especially lower than 600, you may want to quickly get a copy of your credit report and see where you can improve your score.

Before you apply for a Bridgeport credit card, be sure to get your free credit report.

For help with improving your Credit Score, you can visit www.GoLookOnline.com

Types of Credit Cards

Bridgeport Banking Rates provides consumers with the tools and information they need to make the soundest financial decisions. One of those decisions is opening the right type of credit cards. Depending on your credit history and income, you can qualify for a variety of types of credit cards.
Common types of credit cards:

• Secured credit cards
• Unsecured credit cards
• Reward Credit Cards
• Debit Cards
• Prepaid Credit Cards
• Travel Rewards Cards

There are also different payment options for credit cards. You can make a minimum monthly payment, get a prepaid card, or pay your card monthly in full. No matter what type of credit card you seek, Bridgeport Banking Rates can help.

Getting a Low Bridgeport, CT Credit Card Rate

Bridgeport Banking Rates recommends that you only spend what you can afford each month, but if you do find yourself not being able to pay your full credit card balance each month, then use a Credit Card with the lowest possible interest rate. Some Credit Cards may offer a much lower interest rate without all the extra perks and cash-back bonuses. These benefits may be great, but if you know you will be paying interest each month, work with the Credit card with the lowest rates.

If you have managed your credit well, getting the lowest credit card rates will be easy. If you’re like many consumers today, it is likely you have late payments, have gone over your credit limit in the past, or have had credit card balances that are too high. Bridgeport Banking Rates will help connect you with the best credit card companies for the most competitive rates.

Credit Card Fraud

Bridgeport Banking Rates works with Credit Card companies who spend a great deal of money to help protect against anyone trying to steal your credit card. Credit Card Fraud is unfortunately a wide-spread problem, and the best companies continue to improve their security to protect you. As they continue to work hard with our customers and the credit bureaus to prevent and reduce credit card fraud and save money, the lower credit card rates for consumers will go. Be sure to protect your identity and monitor your credit card activity to prevent identity theft, and catch it early in the event that it happens to you.